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The Personal Insurance Company provides the members of the Association of Canadian Financial Officers with preferred rates on home and auto insurance. They also offer options and discounts that go beyond basic insurance, including:
Don’t just renew your home or auto insurance, get a quote with The Personal.
Insurance premiums vary from one insurer to the next and may change from year to year, so shopping around to compare is the best way to know you’re still getting a good rate. With The Personal, you get exclusive group rates on top of various discounts to help you save even more, including:
Insure more than one vehicle and save up to 15% on each vehicle’s premium.
Switch your auto insurance to The Personal and save up to 15% in Loyalty Savings.
You could save up to 15% if your home is monitored by a central alarm system.
Shop around for better coverage, service and rates. Start with The Personal, your group insurer.
Get your exclusive group rates!
Spring is peak home buying season, and for many people, buying a home is the biggest financial investment they’ll ever make. Most homeowners simply can’t afford to replace or repair damage caused by unforeseen circumstances such as fire, storm damage or theft of their belongings. Home insurance protects you by covering the cost of repairing or replacing what is lost or destroyed.
Although home insurance is not required by law in Canada, most banks require it before they’ll give you a mortgage. Home insurance also provides peace of mind when you’re most emotionally vulnerable- when your home is damaged by a severe storm or a thief steals your jewelry. It’s recommended that you buy enough insurance to cover 100% the cost of rebuilding your home and replacing your belongings, plus liability coverage for situations where you might be held financially responsible.
Here are the four key areas most comprehensive home insurance policies cover:
Make sure you understand the scope and limitations of your policy, especially if you choose a non-comprehensive policy. Most home insurance covers the dwelling itself, the contents of the home, and personal liability for you, your spouse/partner and dependents under the age of 18 (or over 18 and attending school).
Damage to dwellings caused by modern perils including flood or earthquakes is typically not covered. High value items such as jewelry or artwork are only covered to a certain dollar limit. Here is a list of things your homeowner’s policy does not cover. Consider a separate endorsement for these items if you want full replacement value for these items, as well as coverage for your home-based business.
Although the cost of home insurance is rising, you can protest your home and family without breaking the bank. Often, saving money can be as simple as increasing your deductible. Here are a few other ways to save on your premium:
The Association of Canadian Financial Officers has a group sponsorship agreement with The Personal Insurance Company with regards to home and auto insurance for our members
To find out more, call 1-888-476-8737.
Even if your current policy just renewed, you can lock in your group rates for up to 364 days†.
Certain conditions, limitations and exclusions may apply. Savings and discounts are subject to eligibility conditions, may vary by province and may not apply to all optional coverages. Auto Insurance is not available in Manitoba, Saskatchewan and British Columbia due to government-run plans.
The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories.
Loyalty Savings only available in ON, AB, NS, NL, NB and PE. Must be insured for a minimum of 3 years to be eligible for Loyalty Savings and 5 or more years to be eligible for the maximum discount: Up to 15% available in ON and NL; Up to 10% available in AB; Up to 7% available in NS, NB and PE.
† Rates are guaranteed for up to 364 days and are provided only where there are no changes to your underwriting information from the time of the quote to the effective date of the policy.