After hearing that multiple public servants have been denied coverage, we would like to remind the CT Community about the importance of submitting a predetermination request to Canada Life, the administrators of the Public Service Dental Care Plan (PSDCP), before receiving any treatment that is expected to cost $300 or more.  

A predetermination is a tool offered by Canada Life that helps to clarify your proposed treatment:   

  • Whether the proposed dental services are eligible; 
  • How much of the expenses will be reimbursed; and 
  • How much you will have to pay out of pocket (your co-payment). 

Canada Life will not reimburse plan members who receive treatments outside the coverage of the PSDCP. That’s why it’s important to submit a predetermination, as doing so could potentially save you hundreds or even thousands of dollars of unexpected out-of-pocket expenses.  

Submitting a predetermination 

In most cases, your dental provider will submit a predetermination directly to Canada Life on your behalf, but in a situation where you’re required to submit it yourself, you can do so either online or by mail.  

Visit the links below for more information on how to submit a predetermination:  

Questions? 

If you have any questions about the PSDCP, you’re encouraged to call the PSDCP Provider Contact Centre at 1-855-415-4414, Monday to Friday from 8:00 am to 5:00 pm local time within Canada. For international calls, contact 1-431-489-4064 (collect). 

You can also consult the PSDCP member booklet using this link.